Youth Programs

Spending money has never been easier than it is for today's youth. More credit is being extended to this segment at a younger and younger age. Yet, far too few students learn life skills that will ultimately lead to their personal financial success. Especially during these challenging economic times, it is even more important to educate our youth about their finances.

Financial literacy or the lack of financial literacy has reached epidemic proportions among America’s youth. In today's world, many teens work for their own money and many of these teens don't know how to handle their new-found freedom. Teens often spend money unwisely due to poor financial habits

Many young people fail in the management of their first consumer credit experience, establish bad financial management habits, and stumble through their lives learning by trial and error. According to the Jump$tart Coalition for Personal Financial Literacy, nearly a third of all high school seniors use at least one credit card, nearly half use ATM cards and more than three-quarters have a savings or checking account. However, just 20% of high school seniors graduate with any formal instruction in personal finance. Many are unable to balance a checkbook and most simply have no insight into the basic survival principles involved with earning, spending, saving and investing

So we ask you what we are going to do about this problem. Many times parents and other adult fail to help young people with money because they themselves are having financial problems so the cycle continues. Our seminar team has decided that enough is enough. Allinace Financial offers two programs that teach high school through college age students about money using a real life perspective. As far as we are concerned we are creating a financial movement to change the lives of America’s youth.